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Sussex County Association of REALTORS®
June 26, 2009
"At a Glance" is Moving
MLS Dues
Holiday Hours
Direct Mail Campaign
FREE Industry & Tools Training
2010 Leadership Nominations
Congratulations Tom Cooper
Real Estate Team Trivia
DSHA: Foreclosure
Mitigation Initiative
$2M in Federal Funds to Help Residents Buy Foreclosed Homes
Affordable Homeownership Assistance
Interpreter Available!
SCAOR Dues
CRS Training @ SCAOR
Real Estate Pre-Licensing @ SCAOR
Administrators Luncheon
FREE Housing Workshop
Working In Concert for Kids
One Can or One Dollar
Tax Credit Can Be Used on Closing Costs
Ethically Speaking
Legislative Watchdog
Great Job, REALTOR® Party!
A Look Ahead
June 30
12 midnight

Last Day - "Jersey Boys"
Early Bird Pricing
Classes
Members Only
Member Directory
Quarterly Comp Book
President
Steve Alexander
President-Elect
Judy Dean
1st Vice President
Susan Mills
2nd Vice President
Sandy Greene
Treasurer
Donna Neithardt
Past President
Bill Lucks
D I R E C T O R S
Trina Joyner
Nora Martin
Sharon Palmer
Bruce Plummer
Andrew Ratner
(302) 855-2300
You may reach SCAOR staff
by 3-digit extension:
200 - Gail Shields
Reception, SentriLock, Website
201 - Crystal Hudson
Memberships, Bus Trips
202 - Opal McAdams
MLS / IDX
203 - Ruth Briggs King
Executive Vice President
205 - TracyLee Elmore
Education, Ethics & Events

Monday, Monday . . . As of Monday, July 6,
start your week off with AAG.

Instead of receiving your July 3 holiday issue early next week, At a Glance will be delivered to your inbox AFTER the holiday weekend on Monday, July 6. We'll be revising the At a Glance schedule from each Friday to each Monday (except for holiday Mondays when we'll broadcast on Tuesdays). Thanks for your readership and participation in SCAOR!

Not receiving At a Glance and reading a forwarded copy?
Please log in to www.SCAORstore.com today to update your membership profile.

 
MLS ANNUAL DUES ARE DUE
NO LATER THAN NEXT WEDNESDAY, July 1
  MLS dues were sent to BROKERS. Please ensure dues are paid for your ENTIRE office. Non-payment of MLS Dues will result in office MLS access being shut off. Please don't wait.

If you have any questions, email Crystal@scaor.com.

 

 
Reminder -- The SCAOR office will be closed next Friday, July 3
for the Independence holiday. We will reopen on Monday, July 6.
Enjoy a happy and safe July 4th holiday!

 
RONNIE REALTOR®

Direct Mail Campaign

I have heard many times over the past year that we need to get back to basics in order to survive the down market in which we currently find ourselves.

One of those basics was a direct mail campaign >>

 
Want to Make a Difference?
2010 BOARD OF DIRECTORS
Nominations Are Due Monday, July 6

leadership positions

TO All SCAOR REALTOR® Members

If you are interested in applying for any of the positions listed below, please complete the online nomination form or the attached PDF nomination form and return it to SCAOR within 10 days, by Monday, July 6. Please supply the Committee with as much information about yourself as possible. The Nominating Committee will review, in detail, all applications received. Its recommendation for a Slate of Officers to the Board of Directors will be based upon the information you provide.

Apply here. . . Deadline is Monday, July 6th!

 

CONGRATULATIONS TO TOM COOPER

Congratulations to Tom Cooper of Cooper Realty, on his appointment to the Wilmington River Front Authority Board.

 

 

 

 

Tuesday, July 14
4:00 - 5:30 p.m.
at the SCAOR office

23407 Park Avenue
Georgetown, DE

Meet, greet & have fun! Bring your own team of four or we'll create teams at the door!
Prizes and fun for everyone!

Complimentary food, beer & wine!

Sponsored by the Rookie Committee. Not just for rookies anymore!

Free, but please RSVP at scaorstore.com
or by returning the flyer to Gail.

- - - - - - - - -

Voice YOUR opinion! Rookies are conducting an informal survey of SCAOR members to learn what you would like more support and information on as they line up events for the rest of 2009.

Please contact Charlie Schwinabart of the Rookies Committee at cmschwin@kw.com.

 

 
NEW SEPTIC REGULATIONS & THEIR IMPACT ON BUYERS AND SELLERS
Coming Wednesday, July 15, 2 - 4 pm TO SCAOR


FREE - Just RSVP at www.scaorstore.com Events!

The questions you wouldn't think to ask but need to know.

FREE Septic Update from SCAOR, Gerry Desmond of Clean Delaware and BOD members Judy Dean and Sandy Greene.

The market is heating up and you need to know and understand the newly enacted Septic regulations! SCAOR offers this FREE event to REALTORS® to update their knowledge of all the new regulations and how they will impact buyers and sellers. This non-credit course is the place to come to learn all about it.

 
FRIDAY, AUGUST 28 - MAXIMIZE THE MLS!

Rick Allamong, a former MLS Committee chairman, will instruct attendees on how to utilize the MLS to its maximum potential. The class will be held on
Friday, August 28 from 10 a.m. to Noon.

Today's June 26 session "Sold Out" - Click here to register early >>

These events are a FREE member benefit from SCAOR.



 

Delaware State Housing Authority The sagging economy, including our sluggish real estate market, is impacting our neighbors and even our members. The following information may help you or someone you know.

The Delaware State Housing Authority (DSHA) announced a new program to assist home owners facing foreclosure. The Program, "Foreclosure Mitigation Initiative" has a team approach to create connections with various agencies and provide tools including emergency financing and long-term solutions. You or someone you know may have a "set back" as a result of:

  • Temporary loss of employment due to layoff, strike, or plant closing
  • Illness, disability, or death
  • Divorce or legal separation.

Call DEMAP Counseling Agencies designated by DSHA such as NCALL 302-856-855-1370 or First State Community Action Agency at 302-856-7761. Another contact is the Attorney General's Mortgage Hotline at 1-800-220-5424. Information is also available at www.deforeclosurehelp.org.

Know your rights and know resources to help your customers.

 
 

Major Components of the Neighborhood Stabilization Plan . . .

County Rehab - Sussex County would use federal funding to lend money to partners, including Habitat, which would buy and rehabilitate homes and then pay back the program as the houses are sold to new buyers.

Buyers must meet eligibility and income requirements, not making more than 120 percent of area median income. For a typical family of four, about $70,000 per year. Homes purchased must be for primary residences, not used as investment properties or second homes, and must be located within five targeted areas of the county where foreclosure rates have been the highest in the past 18 months: Georgetown, Greenwood, Laurel, Milford and Seaford ZIP codes.

Homebuyer Zero-Interest Loans - Sussex County would also use a portion of the federal funding to establish a homebuyer assistance program that would make up to $50,000 in zero-interest loans available to other low- and moderate-income buyers purchasing foreclosed homes.

SCAOR Assocation and REALTOR® Involvement - Sussex County will also partner with NCALL Research Inc. and First State Community Action Agency to provide federally required counseling for all homebuyers making use of the program. And the County will work with the Sussex County Association of REALTORS® to find potential homebuyers and target qualifying foreclosed homes.

Click here for entire news release >>
Click here for PDF of news release >>

 

Affordable Homeownership Assistance Delaware State Housing Authority offers competitive homeownership assistance through programs for First-Time Homebuyers, Second Mortgage Assistance Loans and Live Near Your Work incentives. These programs provide potential homebuyers with the financial assistance needed to cover down payment and closing costs with practically zero out-of-pocket expenses from the borrower.

Click here for more details about DSHA's homeownership assistance programs.

 

INTERPRETER AVAILABLE!

Are you working with Spanish or French speaking buyers or sellers? SCAOR has a newly approved instructor who is willing to help REALTORS® with interpreting. If there is enough demand, a Spanish or French course can be offered.

To contact her directly, email Martha Curtiss-Crotsley at desi77m@gmail.com or call her at 302-933-0600.

 

 

SCAOR DUES

Set aside $27 per week, each week. Begin in July, and you will have your SCAOR dues saved and ready to pay when mailed in late September. SCAOR is working diligently to help you in a challenging market.

In seventeen weeks, you will have saved enough to pay your 2010 dues, before the November 1st deadline, with no penalties."

 

 
 

Tuesday, August 25
9:00 a.m. - 4:30 p.m.
at SCAOR

Also provides 6 CE credits
$165 includes CRS course, books and lunch

Certified Residential Specialist (CRS) training will give you in-depth knowledge about business planning, listing presentations, negotiating and closing smoother transactions, working in the buyers' and sellers' best interest and building a referral business.

There is so much to gain! - sign up soon >>

 
 

Are You Looking for a New Career?
Get your Delaware Real Estate License with the Sussex County Association of REALTORS®
99-HOUR ACCREDITED PRE-LICENSING COURSE

Dates:
August 25 through November 19, 2009
Tuesday and Thursday evenings
6 - 10 p.m.

Location:
23407 Park Avenue
Georgetown, DE 19947

Price:
$700 (includes all books)
$250 Law only (includes books)

Don't miss this opportunity to become a licensed real estate salesperson!

This course may be eligible for VA Education benefits.
Contact TracyLee@scaor.com for more details.

To register, complete the attached flyer and return to
TracyLee@scaor.com or fax to TracyLee at 302-855-2319.

 

Tuesday, August 18
11 a.m. - 1 p.m. at SCAOR

SCAOR is hosting a luncheon and meeting just for you...

We'll cover recent changes to the MLS, SafeMLS Token Overview, SentriLock Update, New SCAOR Website, NAR's Online Certification Course for Real Estate Professional Assistants (REPA) . . . just to name a few.

This is your chance to get YOUR questions answered, and get the information you need to help your office run smoothly.

Click here to register >>


FREE DELAWARE HOUSING WORKSHOPS

Delaware Attorney General's Mortgage Fraud Task Force, in conjunction with the Delaware State Housing Authority Office of the State Bank Commissioner, are inviting all Delaware homeowners to a free Housing Workshop taking place at the following times and locations statewide on June 26 and 27, 2009:

This Saturday, June 27
  Kent County
8:00 a.m. - 12 noon
Modern Maturity Center
1121 Forrest Ave, Dover
  New Castle County
1:00 - 5:00 p.m.
New Castle County Government
Center, Gilliam Building
77 Read's Way, New Castle
 

Talk with

  • Mortgage lenders and servicers on-site - bring your loan information and budget
  • Certified housing counselors
  • Representatives from the Attorney General's Office and other agencies
Learn about
  • Government programs for homeowners
  • Foreclosures and foreclosure scams

Walk-ins are welcomed and encouraged. For more information, visit the Attorney General's Foreclosure website.

Click here for flyer >>

 
   Friday, July 10, 2009
7 - 10 pm


Complimentary Wine & Hors D'oeuvres Reception
Silent & Live Auction, Cash Bar Available

100% of money raised goes to
Georgetown Boys & Girls Club!


Reception sponsored by Tavern on the Circle
$25 per person / $125 table of 6
Call (302) 856-4903 or
The Brick at 855-5800 for tickets.

 

  One Can or One Dollar  
SCAOR DOES MORE: Helping to Meet the Needs of Our Community. Statewide there are over 10,500 families in need of food. Now There's a Simple Way to Help!

Simply bring a can of food or donate $1 - all of which will go to our Local Food Banks - anytime you attend any Board function, C.E. class, Committee meeting, or stop by the Board Office for any reason. We have 60 people attending one MLS training function today, numerous visits a day, classes, meetings . . . one dollar or one can adds up. Please participate! For the benefit of our Food Banks, there will also be a "Fee" of $5 for any cell phone ringing during any of the functions being attended.

One Can or One Dollar is a small contribution to make for those less fortunate and in dire need, to supply the basic needs of a healthy meal. All monies and or food will be distributed here in Sussex County.

 

FHA-approved lenders received the go-ahead to develop bridge-loan products that enable first-time buyers to use the benefits of the federal tax credit upfront, according to eagerly awaited guidance from the U.S. Department of Housing and Urban Development on so-called home buyer tax credit loans that was released today.

Under the guidance, FHA-approved lenders can develop bridge loans that home buyers can use to help cover their closing costs, buy down their interest rate, or put down more than the minimum 3.5 percent.

Click here for full details >>

 
 

ETHICALLY SPEAKING... THE NAR CODE OF ETHICS®

The Code of Ethics of the National Association of REALTORS® establishes a public and professional consensus against which the practice and conduct of REALTORS® and REALTOR-Associates® may be judged. In joining a Board of REALTORS®, you signify your intention to abide by the Code and thereby enhance the public and professional image of yourself and all other REALTORS®. Adherence to the Code is the first great bond between REALTORS® throughout the country. Knowledge and adherence to the Code sets you apart from other real estate practictioners.

The Code of Ethics Case Studies which you have been reading have been developed by the NAR Professional Standards Committee to help understand in real-life scenarios, the ethical obligations created by the Code of Ethics. They are also used for extra guidance for Grievance Committees, ethics and arbitration Hearing Panels, and Boards of Directors.

Code of Ethics Case Studies present specific situations involving charges of alleged unethical conduct by REALTORS® and/or REALTOR-Associates®, which are reviewed by a peer panel of Board Members and in which decisions as to ethical conduct are reached. Each case study provides the Hearing Panel's decision based on the facts and the rationale for the decision.

We hope these Case Studies help you in considering your duties and applying good ethics in your dealings with Customers, the Public, and with other REALTORS®. Have you noticed that the NAR Code of Ethics is divided into your

Each of these areas of professional duties will be covered. Tune in for another case study next week!

 
 

Full Listing of July 1, 2009 through August 4, 2009
Delaware Planning News & Meetings >>

Read the June 26th issue of the Delaware Association of REALTORS® Government Affairs Update >>. Please contact DAR Government Affairs Director Charlotte Herbert about BEING THERE for the last 2 days of session this coming Monday, June 29 and Tuesday, June 30. Let's keep winning those legislative victories for the Real Estate Industry, and Delaware home buyers and our economy. THANK YOU FOR YOUR PARTICIPATION!

Interested in Health Care Reform news? Click here >>

 

GREAT JOB, REALTOR® PARTY!

5% RENTAL TAX REMOVED FROM JUNE 17 GENERAL ASSEMBLY AGENDA

It is critical to respond to calls for action to demonstrate the strength of REALTORS® in the state of Delaware. . .and you did just that with HB 188! In fact, the News Journal credited the "REALTOR® lobby". . . that's you!!. . .for stopping the rental tax.

In this economic climate, we cannot take anything for granted. HB 188 is a prime example of why REALTORS® need to be active participants in the political process; to stay in regular touch with your elected officials on issues important to you and your clients, so Members of the General Assembly understand how issues will impact their constituents before bills are rushed to committee hearing.

Contact DE Association of REALTORS® Government Affairs Director Charlotte Herbert
at 302-734-4444 or charlotte@delawarerealtor.com to help.

 
A Look Ahead

J U L Y
1 Last Day to Pay MLS Dues
3 July 4th Holiday - SCAOR and DAR Offices Closed
6 Board of Director Nominations Due Apply Here! or Online!
First Monday delivery of At a Glance
9 Affiliate Meeting 9 am
Board of Directors Meeting
10 Working in Concert for Kids 7 - 10 pm
14 GRI 401: Becoming Techno Savvy - Designation Class at DAR 8 am - 5 pm
Real Estate Team Trivia at SCAOR
FREE ~ Just RSVP Here >
4 - 5:30 pm
15 FREE Septic Update 2 - 4 pm
16 Government Affairs Meeting 3 pm
21 New Member Orientation at SCAOR 9 am - 4 pm
County Council Lunch Tentative Date 3 pm
22 DAR Board of Directors Meeting at Dover Downs 10:30 am - 12 noon

A U G U S T
13 Affiliate Meet and Greet
18 SCAOR Administrators Luncheon 11 am - 1 pm
20 Government Affairs Meeting 3 pm
24-25 NAR Leadership Summit
25 CRS 111: Short Sales and Foreclosures - Designation Class at SCAOR 9 am - 4:30 pm
Real Estate Pre-licensing Course Begins 6 - 10 pm
28 FREE MLS Training 10 am - 12 noon
A Look Ahead

© Copyright 2009 Sussex County Association of REALTORS®
23407 Park Ave., Georgetown, DE 19947, USA
Phone (302) 855-2300  ~  Fax (302) 855-2319  ~  info@scaor.com  ~  www.scaor.com