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June 26, 2009
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President
Steve Alexander President-Elect
Judy Dean 1st Vice President
Susan Mills 2nd Vice President
Sandy Greene Treasurer
Donna Neithardt Past President
Bill Lucks D I R E C T O R S
(302) 855-2300
You may reach SCAOR staff
by 3-digit extension: 200 - Gail Shields
Reception, SentriLock, Website 201 - Crystal Hudson
Memberships, Bus Trips 202 - Opal McAdams
MLS / IDX 203 - Ruth Briggs King
Executive Vice President 205 - TracyLee Elmore Education, Ethics & Events |
Instead of receiving your July 3 holiday issue early next week, At a Glance will be delivered to your inbox AFTER the holiday weekend on Monday, July 6. We'll be revising the At a Glance schedule from each Friday to each Monday (except for holiday Mondays when we'll broadcast on Tuesdays). Thanks for your readership and participation in SCAOR! Not receiving At a Glance and reading a forwarded copy?
CONGRATULATIONS TO TOM COOPER
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Meet, greet & have fun! Bring your own team of four or we'll create teams at the door! Complimentary food, beer & wine! Sponsored by the Rookie Committee. Not just for rookies anymore!
Free, but please RSVP at scaorstore.com - - - - - - - - - Voice YOUR opinion! Rookies are conducting an informal survey of SCAOR members to learn what you would like more support and information on as they line up events for the rest of 2009. Please contact Charlie Schwinabart of the Rookies Committee at cmschwin@kw.com.
Today's June 26 session "Sold Out" - Click here to register early >> These events are a FREE member benefit from SCAOR.
The Delaware State Housing Authority (DSHA) announced a new program to assist home owners facing foreclosure. The Program, "Foreclosure Mitigation Initiative" has a team approach to create connections with various agencies and provide tools including emergency financing and long-term solutions. You or someone you know may have a "set back" as a result of:
Know your rights and know resources to help your customers. Major Components of the Neighborhood Stabilization Plan . . . County Rehab - Sussex County would use federal funding to lend money to partners, including Habitat, which would buy and rehabilitate homes and then pay back the program as the houses are sold to new buyers. Buyers must meet eligibility and income requirements, not making more than 120 percent of area median income. For a typical family of four, about $70,000 per year. Homes purchased must be for primary residences, not used as investment properties or second homes, and must be located within five targeted areas of the county where foreclosure rates have been the highest in the past 18 months: Georgetown, Greenwood, Laurel, Milford and Seaford ZIP codes. Homebuyer Zero-Interest Loans - Sussex County would also use a portion of the federal funding to establish a homebuyer assistance program that would make up to $50,000 in zero-interest loans available to other low- and moderate-income buyers purchasing foreclosed homes. SCAOR Assocation and REALTOR® Involvement - Sussex County will also partner with NCALL Research Inc. and First State Community Action Agency to provide federally required counseling for all homebuyers making use of the program. And the County will work with the Sussex County Association of REALTORS® to find potential homebuyers and target qualifying foreclosed homes. Click here for entire news release >>
INTERPRETER AVAILABLE!
To contact her directly, email Martha Curtiss-Crotsley at desi77m@gmail.com or call her at 302-933-0600. SCAOR DUES
In seventeen weeks, you will have saved enough to pay your 2010 dues, before the November 1st deadline, with no penalties." Tuesday, August 25 Certified Residential Specialist (CRS) training will give you in-depth knowledge about business planning, listing presentations, negotiating and closing smoother transactions, working in the buyers' and sellers' best interest and building a referral business. There is so much to gain! - sign up soon >>
Are You Looking for a New Career?
Dates:
Location:
Price:
Don't miss this opportunity to become a licensed real estate salesperson!
This course may be eligible for VA Education benefits.
To register, complete the attached flyer and return to
SCAOR is hosting a luncheon and meeting just for you... We'll cover recent changes to the MLS, SafeMLS Token Overview, SentriLock Update, New SCAOR Website, NAR's Online Certification Course for Real Estate Professional Assistants (REPA) . . . just to name a few. This is your chance to get YOUR questions answered, and get the information you need to help your office run smoothly.
FREE DELAWARE HOUSING WORKSHOPS Delaware Attorney General's Mortgage Fraud Task Force, in conjunction with the Delaware State Housing Authority Office of the State Bank Commissioner, are inviting all Delaware homeowners to a free Housing Workshop taking place at the following times and locations statewide on June 26 and 27, 2009:
Talk with
Walk-ins are welcomed and encouraged. For more information, visit the Attorney General's Foreclosure website.
FHA-approved lenders received the go-ahead to develop bridge-loan products that enable first-time buyers to use the benefits of the federal tax credit upfront, according to eagerly awaited guidance from the U.S. Department of Housing and Urban Development on so-called home buyer tax credit loans that was released today. Under the guidance, FHA-approved lenders can develop bridge loans that home buyers can use to help cover their closing costs, buy down their interest rate, or put down more than the minimum 3.5 percent. Click here for full details >> ETHICALLY SPEAKING... THE NAR CODE OF ETHICS®
The Code of Ethics of the National Association of REALTORS® establishes a public and professional consensus against which the practice and conduct of REALTORS® and REALTOR-Associates® may be judged. In joining a Board of REALTORS®, you signify your intention to abide by the Code and thereby enhance the public and professional image of yourself and all other REALTORS®. Adherence to the Code is the first great bond between REALTORS® throughout the country. Knowledge and adherence to the Code sets you apart from other real estate practictioners.
The Code of Ethics Case Studies which you have been reading have been developed by the NAR Professional Standards Committee to help understand in real-life scenarios, the ethical obligations created by the Code of Ethics. They are also used for extra guidance for Grievance Committees, ethics and arbitration Hearing Panels, and Boards of Directors. Code of Ethics Case Studies present specific situations involving charges of alleged unethical conduct by REALTORS® and/or REALTOR-Associates®, which are reviewed by a peer panel of Board Members and in which decisions as to ethical conduct are reached. Each case study provides the Hearing Panel's decision based on the facts and the rationale for the decision. We hope these Case Studies help you in considering your duties and applying good ethics in your dealings with Customers, the Public, and with other REALTORS®. Have you noticed that the NAR Code of Ethics is divided into your
Each of these areas of professional duties will be covered. Tune in for another case study next week! Full Listing of July 1, 2009 through August 4, 2009 Read the June 26th issue of the Delaware Association of REALTORS® Government Affairs Update >>. Please contact DAR Government Affairs Director Charlotte Herbert about BEING THERE for the last 2 days of session this coming Monday, June 29 and Tuesday, June 30. Let's keep winning those legislative victories for the Real Estate Industry, and Delaware home buyers and our economy. THANK YOU FOR YOUR PARTICIPATION! Interested in Health Care Reform news? Click here >> GREAT JOB, REALTOR® PARTY!
5% RENTAL TAX REMOVED FROM JUNE 17 GENERAL ASSEMBLY AGENDA
In this economic climate, we cannot take anything for granted. HB 188 is a prime example of why REALTORS® need to be active participants in the political process; to stay in regular touch with your elected officials on issues important to you and your clients, so Members of the General Assembly understand how issues will impact their constituents before bills are rushed to committee hearing. Contact DE Association of REALTORS® Government Affairs Director Charlotte Herbert
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