3rd Quarter COMP Books Now on Sale

3rd quarter COMP e-books are now available at www.theSCAORstore.com. The cost is only $25 for SCAOR members and $75 for non-members. You may download the COMP book immediately, view it by sections or in its entirety, print it and have it available on your computer. Members! Once you buy a COMP book, it also stays available in your Members Only area of www.theSCAORstore.com. Click here to download your copy >>

5:30 - 5:45 p.m.
Meet and Greet
5:45 p.m.
Call to Order, President Judy Dean, Pledge of Allegiance, REALTOR^® Prayer

NEW BUSINESS:
• Amendments to By laws >>
• MLS review
• SCAOR Website
• Member Survey
• Public Policy and You
• 2010 Calendar of Events

Adjournment

Brokers, please plan to attend our Broker's Breakfast being held at SCAOR next Friday, January 15 at 8 a.m.

We will feed you and fill you with helpful and useful information. If you are unable to attend, please send one representative from your office.

Email Gail at gail@scaor.com to RSVP.

Weather Delays, or Not? When there is inclement weather, classes are canceled when Sussex County Government offices are closed. If the Sussex County Government offices are opening late, or imposes liberal leave, class begins as scheduled. For evening classes, if the weather has improved you should call the SCAOR office at 302-855-2300 before 5 p.m.   Rental Affairs Meeting - rescheduled The Rental Affairs Committee meeting has been rescheduled to this Wednesday, January 6th. It's at 8:00 a.m. at Zorba's in Rehoboth.   Facility Available for Rental The SCAOR facility is available for offices to rent for training, member use, or to hold an event. Contact Gail@scaor.com for rental rates.   Congratulations Graduates On December 2, 2009, four SCAOR members successfully completed the Graduate REALTOR® Institute program. Robert J. Rucier from Wilgus Associates Bill Mann from Mann & Sons, Inc. James Kelly from NextRE Eugene Hoffman from Prudential Gallo, REALTORS® Congratulations to the Graduates for earning their GRI. Bill, James and Eugene took all of their GRI classes during 2009. That's a remarkable amount of classroom time in one year!   You're Invited ... To the Sussex County Chapter of the Women's Council of REALTORS® General Membership Meeting, Program and Luncheon When: Tuesday, January 19, 2010 Time: 11:30 am - 2:00 pm Place: Cottage Cafè, 33034 Coastal Highway, Bethany Beach Program: "Planning for a Profitable Year" Speaker: Margaret Iiori, Merrill Lynch Cost: $20 per person Register at scaorstore.com   It's Education Time! Resident Licenses Will Renew April 30, 2010 More ways SCAOR is helping members obtain their CE? Check out the 2010 On-site Education classes being held at SCAOR. Register online at www.scaorstore.com Four brand NEW courses Day and evening classes Variety of instructors, dates and times for courses Flood demonstration, reverse mortgages, marketing and more!     ETHICALLY SPEAKING... Our Duties to the Public How do you think the Professional Standards Panel ruled in last week's Case Study? Below is the Hearing Panel's decision. Case #12-20: Misleading Use of "MLS" in URL The hearing panel disagreed with REALTOR® Z's reasoning. While REALTOR® Z's website included information about other participants' listings that the MLS had provided-and that REALTOR® Z was authorized to display-the fact remained that a real estate-related URL that included the letters MLS would lead reasonable consumers to conclude that the website would be an MLS's, and not a broker's website. REALTOR® Z was found in violation of Article 12 as interpreted by Standard of Practice 12-10.   Right Tools, Right Now Even More in 2010 The "Right Tools, Right Now" initiative is back in 2010 to help you and your business succeed. In the coming year, you'll find even more great FREE or AT-COST offers. The two most popular products, revised and updated with the new tax credit changes, are the "It's a Great Time to Buy!" and "Save Now with the Homebuyers Tax Credit" consumer brochures. And they're still available for FREE thanks to Right Tools, Right Now. If you haven't taken advantage of the 'Right Tools, Right Now' initiative, now is the time to jump on board and discover the value you've been missing. Visit today >>

Free MLS Training at SCAOR Thursday, February 25, 2010 1:00 p.m. - 3:00 p.m. at SCAOR Are you rusty, know there are shortcuts and helpful tools, don't know how to properly search on InnoVia? Discover the tips and tricks with non credit MLS training by Rick Allamong. NO laptops please. Register at www.scaorstore.com. REALTORS® Core Health Insurance Learn More... and take advantage of exclusive rates and plans. According to NAR surveys more than one in four REALTORS® lack medical insurance and many more are significantly underinsured. NAR is pleased to introduce REALTORS® Core Health Insurance (RCHI) - an affordable and guaranteed-acceptance limited medical insurance program designed exclusively for REALTORS® under 65. Provides coverage for everyday healthcare needs - helping to provide a safety net for people who do not have the luxury of being covered by a comprehensive health insurance plan Guaranteed-acceptance** - No medical questions/exams required Low cost - Plans start as low as $70.69 per month Freedom to choose any provider Next day coverage is available Benefits include: doctor office visits, wellness visits, emergency room benefits, surgery benefits, a prescription discount card and more! Learn how REALTORS® Core Health Insurance can work for YOU ... New Year's Resolution: Stop Procrastinating and Save Money Too on Online CE! Dear Member, Did you know that studies show the top three resolutions made each year are to lose weight, stop procrastinating, and to get organized? We want to help you do two of the three by enrolling in online CE today! The losing weight part...well that's up to you! As a valued member of our association, we would like to offer you a special promotion on your continuing education this January. "2010 Resolutions" gives you the opportunity to enjoy a 10% discount on any online CE course taken through our branded site! Visit our course catalog: http://scaor.theceshop.com Enter the promotional code upon checkout: RES10. Receive your 10% discount! IT'S EASY! This promotion expires January 31, 2010!   Legislative Watchdog NEW RESPA RULES NOW EFFECTIVE The following components of the new RESPA Rule are in effect as of January 1, 2010: Good Faith Estimate: The new three page GFE, including disclosure of yield spread premiums and the tolerance restrictions, must be used. HUD-1: The new HUD-1 Settlement Statement has been expanded to three pages. It has been redesigned to look like GFE with additional cross references and a "cross-walk" chart comparing charges in the GFE with the final charges. 30-Day Cure Period: Loan originators will have 30 days from the date of settlement to reimburse the borrower for tolerance violations. Tolerance limitations on settlement charges: Certain services packaged by lenders will be granted a 10% change tolerance. Application Process: Lenders will have a one-stage application process with greater flexibility on selecting underwriting criteria. For more information, please see HUD's website. . . . . . . . . . . . . . . . . . HEALTHCARE BILLS PASSED BY SENATE AND HOUSE The US Senate passed its version of Health Reform legislation on Christmas Eve morning, December 24. Efforts are underway to reconcile the bills passed by the House of Representatives and the Senate. The final bill will need to be approved by the House and the Senate before being sent to the President, upon which time it would become effective. Please read details at realtor.org >> A summary of each of the bills and their provisions is now available on the NAR healthcare page on REALTOR.org. It includes a side-by-side comparison chart as well as the cost budget analysis from the Congressional Budget Office. Full Listing of Delaware Planning News & Meetings >>

 
 

New Year's Resolutions Happy New Year to one and all. 2010 is now here, and it's time to set down our resolutions. Here are some ideas to kick-start 2010 >>